Many students search for the cheapest online college to further their education, such as earning an inexpensive bachelor degree online. Online universities are renowned for their flexibility and cost savings, but how can you select the most affordable accredited online college that fits you best? This comprehensive blog will primarily explore the top 20 cheapest online colleges, while also weighing the benefits and drawbacks, guiding you through the process of choosing, applying, and seeking financial aid.
Cheapest Online Colleges: Do They Suit You?
Cheapest online colleges count as a form of distance education. They have become increasingly popular, as students can earn accredited degrees without attending a physical campus. The learning happens through a learning management system (LMS), analogous to a virtual classroom. However, online colleges might not suit everyone; it’s always crucial to weigh the pros and cons before choosing.
Benefits of Cheap Online Degrees
The cheapest online college comes with several benefits. Firstly, they are cost-effective. Online colleges generally have lower tuition fees compared to their traditional on-campus counterparts. Students can also save on commuting, accommodation, and other campus-related expenses. Secondly, online programs are flexible; you can learn from home and set your own schedule. Thirdly, there is a wide range of affordable online programs, from business to healthcare, from bachelor’s to master’s, you have considerable options and can easily find your ideal program.
Given these benefits, cheap online degrees are probably suitable for the following 3 types of people:
Working adults and career-changers: If you need to maintain your full-time job while upskilling or pivoting to a new career, the flexibility of cheap online degrees is ideal. You can study after work or on weekends while maintaining your income.
Parents and caregivers: For those with significant family responsibilities, online learning provides the opportunity to earn a degree while being present at home. You can tailor your coursework to fit your caregiving schedule.
Budget-conscious students: For anyone seeking the most economical online colleges, this is the clear choice. It minimizes debt and allows you to earn a qualification without the high financial burden.
Disadvantages of Inexpensive Online Universities
However, the disadvantages of inexpensive online universities should be taken into account. One major drawback is the lack of face-to-face interaction, which might lead to feelings of isolation. It is difficult for students to engage in conversations or form relationships with friends in a virtual environment. Secondly, in the workplace, some employers might still view cheap online degrees with scepticism, though this is changing. Furthermore, some disciplines requiring hands-on experience are harder to teach online. While some cheap accredited online schools use virtual labs, it’s not the same as direct, on-campus operation. Lastly, the flexibility of a low-cost online college is a double-edged sword. An online degree requires strong self-discipline and time management skills. If you struggle with these, you risk falling behind.
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Cheapest Online Universities: Top 20
This blog has compiled a list of the top 20 cheapest online universities that are accredited, ranked by average undergraduate tuition in ascending order. Please note that these figures are averages, and actual tuition varies depending on the program and whether the applicant is in-state or out-of-state.
| School Name | Average In-State Undergraduate Tuition | Average Out-of-State Undergraduate Tuition |
|---|---|---|
| University of the People | $0 (Exam & Application Fees Apply) | $0 (Exam & Application Fees Apply) |
| University of Florida | $4,477 | $25,694 |
| California Coast University | $5,100 | $5,100 |
| Middle Georgia State University | $5,220 | $5,220 |
| Clayton State University | $5,220 | $5,220 |
| Florida International University | $6,168 | $18,566 |
| Eastern New Mexico University | $6,174 | $6,174 |
| The University of Texas Permian Basin | $6,576 | $6,576 |
| Columbia Southern University | $6,600 | $6,600 |
| New Mexico State University | $6,728 | $25,055 |
| American Public University System | $7,200 | $7,200 |
| Southern Utah University | $7,200 | $7,200 |
| Arkansas State University | $7,260 | $7,260 |
| University of North Carolina at Pembroke | $7,571 | $7,571 |
| Fort Hays State University | $7,719 | $7,719 |
| Louisiana State University and Agricultural & Mechanical College | $8,038 | $24,731 |
| University of Arkansas Grantham | $8,280 | $8,280 |
| Western Governors University | $8,300 | $8,300 |
| Arizona State University | $10,978 | $13,248 |
| University of Arizona | $11,210 | $35,628 |
Pursuing a degree from one of the cheapest online colleges doesn’t mean you have to compromise on quality. In the next section, we will guide you on how to choose your ideal online school.
Cheap Online Schools: How to Choose?
Choosing the right cheap online schools is vital and receives the most attention. The following 3 common metrics are provided below, which can inform your decision.
Confirm Accreditation
When looking for inexpensive online colleges, accreditation should be the top priority, as it ensures the credibility of the degree and eligibility for financial aid. Accredited online universities definitely meet the quality standards, and employers and other institutions will recognize your degree. Without it, you have the risk of wasting time and money on a worthless credential. Besides, most federal financial aid is only available to students attending accredited online schools. Therefore, it is essential to check if a cheap online school is accredited. To do this, you can search for accreditation on school’s official website or cross-reference with databases from recognized accrediting bodies.
Determine Programs and Online Learning Options
Determining the right program in cheap online schools is the next critical step, because your chosen field of study can directly shape your career path. When evaluating different online programs, applicants ought to consider whether an online college’s research offerings, resources, and reputation align with their career interests and goals.
Equally important is understanding how the program is delivered. Online learning formats generally fall into two categories:
- Synchronous Learning: These are live, scheduled classes conducted via video conferencing. Students must be online at specific times to participate in lectures and discussions. This format is structured and provides real-time interaction with instructors and peers. It suits learners who prefer a traditional classroom environment and have a predictable schedule.
- Asynchronous Learning: This is a self-paced, on-demand format. Students don’t need to be present at the specific time; instead, they watch pre-recorded lectures and complete assignments through a learning portal by set deadlines. This model offers maximum flexibility, making it ideal for working professionals, parents, or people in different time zones. Many of the most economical online colleges use this model to cater to a global student body.
Overall, assess your schedule and self-discipline to determine which online learning format will likely be the best fit for you.
Evaluate the Actual Expenses
The actual expenses of a low-cost online college go beyond just tuition. Your tuition depends on your degree level (bachelor degree online or master’s), whether you’re in-state or out-of-state, and the specific program. Many cheap online schools don’t specify full costs such as course materials, technology fees, or exam fees. Students can use the net price calculator on an online college’s website to get clear and precise information. This tool helps to calculate the actual cost you should spend.
Next, although the fee structure is a paramount part for anyone applying to cheapest online college in the US, most are unclear about how it works. Specifically, some inexpensive accredited online universities charge a flat rate per term. As such, students can take more courses for a single payment and potentially shorten their time to graduation. In contrast, some online schools charge on a per-credit basis, which means the more courses a student enrolls in, the higher the cost each semester.
By evaluating these facets, you can find the most affordable accredited online colleges for your budget more easily.
Low-cost Online College: How to Apply?
Applying to a low-cost online college doesn’t have to be stressful, as many online schools have streamlined their application procedures into the following steps.
Complete the Common Application Form
Most inexpensive online colleges use centralized application systems, while others have their own online portal for submitting an application form. These application forms are generally straightforward and can often be completed in 15 to 30 minutes. Be ready to fill out basic personal information including educational history and intended program.
Submit Materials
Applicants need to be well-prepared and submit supporting documents. Each cheap online school may have different requirements, the following are the most typical materials you need to provide:
- Transcripts: You need to submit official transcripts from your high school or any previous colleges you have attended. Your academic record plays a pivotal role in the decision of application, as stronger grades often increase your chances of admission.
- Test scores: Some colleges require standardized test scores like the SAT or ACT. However, many low-cost online colleges are moving towards “test-optional” or “test-flexible” policies, especially for adult learners. Be sure to verify the requirements of your chosen inexpensive online university.
- Personal statement: This is your best opportunity to present yourself to the admissions committee in a well-rounded way. You can demonstrate your strengths and motivation, provide a profound understanding of your chosen field, and specify your good qualities like diligence and strong problem-solving skills. A well-crafted personal statement can help you stand out.
- Letters of recommendation: Some programs may ask for letters of recommendation from teachers, counselors, or employers. These should come from people who can attest to your work ethic and academic abilities.
- Other materials: Though not always required, you can include additional supporting documents to strengthen your application, such as extracurricular activities and major achievements.
Notice Cheapest Open Enrollment Online Colleges
Most students seeking a low-cost online college are concerned about open enrollment. This policy means online colleges accept virtually all applicants who meet the basic qualification, which significantly lowers the barrier to entry and simplifies the path to starting education. To find the cheapest open enrollment online colleges, simply utilize search engines and college directories with keywords “open enrollment online colleges”, as well as terms like “open admissions” or “flexible admissions”.
Inexpensive Accredited Online Universities: Get Financial Aid
Financing your education at an inexpensive accredited online university is easier than you think. This section will give you a detailed guide on how to apply for financial aid in online colleges.
Submit the FAFSA
The Free Application for Federal Student Aid (FAFSA) is your first step to cheap online degrees. The FAFSA is the primary application system run by the US Department of Education to determine your eligibility for federal financial aid. The process for applying the FAFSA for cheap online degrees is the same as for traditional on-campus programs. Simply complete the application and include the school code for the chosen accredited online university. Applicants are then eligible to receive federal financial aid as long as the institution is accredited. Importantly, remember to reapply annually, as the financial situation might change. This ensures the continued support throughout your studies.
Cheapest Online Colleges That Accept FAFSA
The vast majority of online colleges accept the FAFSA, but some private institutions, particularly those without federal aid programs, may not accept it. Therefore, many students are eager to confirm whether their chosen low-cost online college is FAFSA-eligible. You can refer to the following charts listing several of the cheapest online colleges that accept FAFSA (not a complete list), or find this information directly on the school’s website.
| School Name | Estimated Tuition per Credit (in-state) | Estimated Tuition per Credit (out-of-state) |
|---|---|---|
| Fayetteville State University | $41.67 | $104.17 |
| Northwest Florida State College | $91.79 | $92.79 |
| Georgia Highlands College | $105 | $411 |
| Middle Georgia State University | $174 | $174 |
| Eastern New Mexico University | $174.75 | $257.25 |
| Sterling College | $175 | $175 |
Apply For Other Aids
Beyond the FAFSA, explore other available avenues to fund your cheap online degrees.
- Scholarships: These are an excellent source of funding because they do not need to be repaid. You can look for scholarships specifically for online students or targeted to your program.
- Grants: They don’t require repayment as well, and are often need-based and can come from federal, state, or institutional sources.
- Student Loans: While loans must be repaid, they can be a necessary part of financing your education. Figuring out the terms of repayment avoids excessive debt after graduation.
Overall, combining the low cost of online college with its financial aid is a smart way to make your education more affordable. Don’t forget to check the online college’s financial aid office for their specifics and deadlines.
Cheapest Online College: Summary
The cheapest online college helps you to access higher education without excessive debt. This guide has primarily introduced the top cheapest online colleges, such as the University of People and the University of Florida. It also provided a clear roadmap for choosing and applying to inexpensive accredited online universities, which are straightforward and easy to operate. We also included how to apply for financial aid while listing the 6 low-cost tuition online colleges that accept FAFSA. While these inexpensive online colleges are satisfactory due to their flexibility and cost savings, they may not be suitable for everyone. Ultimately, with careful planning, you can achieve your educational goals without overspending.
FAQs about Cheapest Online Colleges
Are cheap online colleges worth it?
Yes, cheap online colleges can be worth it if they are accredited and meet your academic or career goals. They provide flexibility and cost savings, making education accessible. Do your research to ensure quality. Many graduates from inexpensive online universities have successful careers.
Are online colleges looked down on?
No, online colleges are not generally looked down on. Employers are increasingly accepting online degrees from accredited institutions with the rise of online learning, especially after the pandemic. The key is to choose an accredited online college to avoid stigma.
What is the quickest degree to get online?
The quickest degree to get online is the associate degrees or certificates in fields like business administration or IT. They can often be completed in 12 to 18 months at inexpensive online colleges. Some colleges offer accelerated programs for bachelor’s degrees, taking as little as 18 months. So check the program length before enrolling.
Does FAFSA pay for online classes?
Yes, FAFSA can pay for online classes if the college is accredited and participates in federal aid programs. This includes many cheapest online colleges that accept FAFSA. It is recommended to fill out the FAFSA to see precisely what you qualify for.
Is there a free online university in the USA?
University of the People is a tuition-free online university that charges minimal assessment fees; Saylor Academy also provides free courses. Fully free online universities are rare, most cheapest online colleges still have some fees, students can explore financial aid to minimize costs.
