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Top 10 Most Expensive Cities in Germany 2025

Wondering what are the most expensive cities in Germany? The cost of living in Germany is 994.6€ (840.9£) per month without rent. That is quite reasonable compared to some other major European countries, as well as 21.8% lower than in the United States and 6.4% lower than in the United Kingdom, including rent. However, in some of the most expensive cities in Germany, such as Berlin, Frankfurt, Munich, and Hamburg, you need to pay more than 994.6€ per month for living expenses.

Most Expensive Cities in Germany: Top 10

Known for its robust economy and rich history, Germany also features high standard of living and relatively low cost of living. But there is also some major German cities that may cost high with a hefty price tag. 

This blog listed some of the most expensive cities in Germany according to Mercer Cost of Living City Ranking 2024 and statistics from Numbeo, providing detailed insights with proof from daily expenses, rental prices, average income, and other essentials.

Top 10 Most Expensive Cities in Germany
City Cost of Living Without Rent/Month Rent for 1B in City Centre/Month Average Income/Month
Berlin 998.1€ 1,230.56€ 2,860.47€
Frankfurt 1,060.1€ 1,273.66€ 3,589.98€
Munich 1,076.9€ 1,425.49€ 3,312.59€
Dusseldorf 1,018.3€ 987.73€ 3,085.81€
Hamburg 1,058.0€ 1,125.39€ 3,195.88€
Stuttgart 1,000.2€ 1,115.00€ 3,275.38€
Nuremberg 1,013.4€ 852.90€ 3,166.67€
Leipzig 979.0€ 717.07€ 2,545.56 €
Cologne 1,081.6€ 998.68€ 3,029.93€
Heidelberg 1,042.7€ 1,023.33€ 3,245.89€

1. Berlin

As the capital city, Berlin has long been one of the most expensive cities in Germany, along with modern amenities and a rich history. According to Cost of Living City Ranking 2024 by Mercer, Berlin has surpassed Munich and ranked 31 in the most expensive cities in the world. This might be largely due to the exploding housing prices, and an estimated 75% percent of Berliners pay illegally high rent in 2024.

Cost of Living in Berlin (without rent)

  • Average monthly costs for single person: 998.1€
  • Groceries: equal to national level
  • Transport: 50.00€  for monthly pass
  • Utilities: 373.27€ per month

Rent Per Month in Berlin

  • 1 bedroom apartment in City Centre: 1,230.56€ 
  • 1 bedroom apartment outside Centre: 906.04€ 

Average Income in Berlin

  • Average Monthly Net Salary (After Tax): 2,860.47€ 

Life in Berlin

  • Quality of Life: High
  • Attractions: Brandenburg Gate, Checkpoint Charlie, Museum Island

2. Frankfurt

Frankfurt is a global hub for commerce, culture, and tourism and is home to many international and European corporate headquarters. It is a city of contrasts, where big business meets diverse culture, and historic amenities meet modern lifestyles. 

Cost of Living in Fankfurt (without rent)

  • Average monthly costs for single person: 1,060.1€
  • Groceries: slightly higher than national level
  • Transport:  49.99€ for monthly pass
  • Utilities: 390.71€ per month

Rent Per Month in Fankfurt

  • 1 bedroom apartment in City Centre: 1,273.66€
  • 1 bedroom apartment outside Centre: 939.13€

Average Income in Fankfurt

  • Average Monthly Net Salary (After Tax): 3,589.98€

Life in Fankfurt

  • Quality of Life: High
  • Attractions: Romer, Städel Museum, City Tours, Flea & Street Markets

3. Munich

Munich has long been the most expensive city in Germany for many years. It is not only the capital of Bavaria but also has been a cultural, political, and economic center throughout German history. Nowadays, Munich often stands out for its high quality of life and robust job market.

Cost of Living in Munich (without rent)

  • Average monthly costs for single person: 1,076.9€
  • Groceries: higher than national level
  • Transport:  50.00€ for monthly pass
  • Utilities: 399.2€ per month

Rent Per Month in Munich

  • 1 bedroom apartment in City Centre: 1,425.49€
  • 1 bedroom apartment outside Centre: 1,185.53€

Average Income in Munich

  • Average Monthly Net Salary (After Tax): 3,312.59€

Life in Munich

  • Quality of Life: High
  • Attractions: English Garden, Nymphenburg Palace, Marienplatz, Viktualienmarkt

4. Dusseldorf

Dusseldorf, the country’s fashion capital, is also one of the most expensive cities in Germany. The city is an international business and financial center famous for fashion and trade fairs. It is also home to the headquarters of one Fortune Global 500 and two DAX companies.

Cost of Living in Dusseldorf (without rent)

  • Average monthly costs for single person: 1,018.3€
  • Groceries: slightly higher than national level
  • Transport:  49.00 € for monthly pass
  • Utilities: 365.28€ per month

Rent Per Month in Dusseldorf

  • 1 bedroom apartment in City Centre: 987.73€
  • 1 bedroom apartment outside Centre: 787.81€

Average Income in Dusseldorf

  • Average Monthly Net Salary (After Tax): 3,085.81€

Life in Dusseldorf

  • Quality of Life: High
  • Attractions: Rhine Tower, Schloss Benrath, Königsallee

5. Hamburg

Hamburg is the second-largest city in Germany after Berlin and the 6th-largest in the European Union with a population of over 1.9 million. It is also a major port city known for its rich maritime history, unique warehouse district, and Red Light District.

Cost of Living in Hamburg (without rent)

  • Average monthly costs for single person: 1,058.0€
  • Groceries: slightly higher than national level
  • Transport:  49.00 € for monthly pass
  • Utilities: 378.76€ per month

Rent Per Month in Hamburg

  • 1 bedroom apartment in City Centre: 1,125.39€
  • 1 bedroom apartment outside Centre: 784.82€

Average Income in Hamburg

  • Average Monthly Net Salary (After Tax): 3,195.88€

Life in Hamburg

  • Quality of Life: High
  • Attractions: St. Michael’s Church, Elbphilharmonie Hamburg, Hamburg Townhall

6. Stuttgart

Stuttgart might be the richest city in Germany with the highest general standard of prosperity of any other city in the country. As the “cradle of the automobile” or Germany’s “Autohauptstadt”, it is home to the famous  Mercedes-Benz Museum and Porsche Museum, as well as numerous auto-enthusiast magazines.

Cost of Living in Stuttgart (without rent)

  • Average monthly costs for single person: 1,000.2€
  • Groceries: slightly higher than national level
  • Transport:  50.00 € for monthly pass
  • Utilities: 331.88€ per month

Rent Per Month in Stuttgart

  • 1 bedroom apartment in City Centre: 1,115.00€
  • 1 bedroom apartment outside Centre: 887.00€

Average Income in Stuttgart

  • Average Monthly Net Salary (After Tax): 3,275.38€

Life in Stuttgart

  • Quality of Life: High
  • Attractions: Mercedes-Benz Museum, Porsche Museum, Stuttgart TV Tower, Wilhelma

7. Nuremberg

Nuremberg stands as Germany’s most vibrant museum of history. The Imperial Castle, built around 1140, is still dominating the city’s skyline. Also, it is one of the few places you can still see architectonical relics of National Socialism of the 1930s. 

Cost of Living in Nuremberg (without rent)

  • Average monthly costs for single person: 1,013.4€
  • Groceries: slightly higher than national level
  • Transport:  49.00 € for monthly pass
  • Utilities: 375.26€ per month

Rent Per Month in Nuremberg

  • 1 bedroom apartment in City Centre: 852.90€
  • 1 bedroom apartment outside Centre: 646.58€

Average Income in Nuremberg

  • Average Monthly Net Salary (After Tax): 3,166.67€

Life in Nuremberg

  • Quality of Life: High
  • Attractions: Imperial Castle, St. Lorenz Church, Nazi Trial grounds

8. Leipzig

Leipzig is the 8th-largest city in Germany and has been a trade city since the time of the Holy Roman Empire. Today, this beautiful old town is still a major urban center in East Germany and is also famous for being a music hub.

Cost of Living in Leipzig (without rent)

  • Average monthly costs for single person: 979.0€
  • Groceries: equal to national level
  • Transport:  49.50 € for monthly pass
  • Utilities: 348.97€ per month

Rent Per Month in Leipzig

  • 1 bedroom apartment in City Centre: 717.07€
  • 1 bedroom apartment outside Centre: 510.71€

Average Income in Leipzig

  • Average Monthly Net Salary (After Tax): 2,545.56 €

Life in Leipzig

  • Quality of Life: High
  • Attractions: St. Thomas Church, St. Nicholas Church, Monument to the Battle of the Nations

9. Cologne (Koln)

As the 4th-most populous city in the country, Cologne also stands as one of the most expensive in Germany. Its majestic cathedral is not only the iconic landmark of the city but also one of the most Gothic cathedrals in the world.

Cost of Living in Cologne (without rent)

  • Average monthly costs for single person: 1,081.6€
  • Groceries: equal to national level
  • Transport:  49.00 € for monthly pass
  • Utilities: 450.04€ per month

Rent Per Month in Cologne

  • 1 bedroom apartment in City Centre: 998.68€
  • 1 bedroom apartment outside Centre: 782.94€

Average Income in Cologne

  • Average Monthly Net Salary (After Tax): 3,029.93€

Life in Cologne

  • Quality of Life: High
  • Attractions: Cologne Cathedral, Museum Ludwig, Lindt Chocolate Museum

10. Heidelberg

Although it is one of the most expensive cities in Germany, Heidelberg is also one of the most beautiful ones. The Heidelberg University, founded in 1386, is the oldest university in Germany and one of the strongest ones for research in Europe.

Cost of Living in Heidelberg (without rent)

  • Average monthly costs for single person: 1,042.7€
  • Groceries: equal to national level
  • Transport:  49.00€ for monthly pass
  • Utilities: 351.56€ per month

Rent Per Month in Heidelberg

  • 1 bedroom apartment in City Centre: 1,023.33€
  • 1 bedroom apartment outside Centre: 740.91€

Average Income in Heidelberg

  • Average Monthly Net Salary (After Tax): 3,245.89€

Life in Heidelberg

  • Quality of Life: High
  • Attractions: Heidelberg Castle, Old Bridge Heidelberg, Heiliggeistkirche

Tips for Living in Most Expensive Cities in Germany

If you’re an incoming student with a limited budget, we have prepared some tips for you to live a good life in these most expensive cities in Germany:

  1. Find a cost-effective student accommodation in Germany. Spend more time searching and comparing, and you can also consider living with friends to save on rent. Come to your reliable partner, uhomes.com, to find the ideal home away from home.
  2. Cook rather than eat out. Although there are many popular restaurants, the cost might also be high. Buying groceries and cooking together with your roommates will help you save a lot of money.
  3. Use your student discounts. There will be discounts for students from attractions to public transport and more areas; remember to check before paying.
  4. Plan your budget in advance. It is a good way to manage your life expenses once you have set the amount at the beginning of every month.

Cheapest cities in Germany

  1. Bielefeld: Cost of living including rent is 20.3% lower than in Berlin
  2. Halle: 869.6€ for single person one month without rent
  3. Magdeburg: Rent Prices are 47.5% lower than in Berlin
  4. Potsdam: Rent Prices are 23.1% lower than in Berlin
  5. Erfurt: Cost of Living Including Rent in Erfurt is 17.8% lower than in Berlin

Conclusion

After looking into the listed most expensive cities in Germany, it is not hard to find that Germany is still much more affordable than the United Kingdom and the United States. Along with a robust economy, rich culture, profound history, and prime universities, Germany is also a popular destination for people to move in or for students to pursue higher education.

FAQ

Munich has long been Germany’s most expensive city, with high rent prices and living costs. According to the 2023 “Housing Cost Index” by Numbeo, Munich ranks as the priciest for rent and living expenses, surpassing cities like Frankfurt and Berlin. The city’s strong economy and demand drive these costs.

The richest area in Germany is Baden-Baden, located in the state of Baden-Württemberg. Known for its luxury spas, casinos, and affluent residents, it boasts high real estate prices. According to Forbes and various real estate reports, Baden-Baden consistently ranks among the wealthiest cities in Germany by income and property value.

The cheapest city in Germany is Chemnitz, located in Saxony. According to Numbeo’s 2023 data, Chemnitz has the lowest rent and living costs among major German cities. Housing is affordable, and daily expenses like groceries and transportation are significantly cheaper compared to cities like Munich or Hamburg.

The German city with the highest average salary is Munich. According to the 2023 “Salary and Living Costs” report by StepStone, Munich offers the highest salaries due to its strong economy, with major industries such as finance, technology, and automotive. Workers in Munich earn more than in most other cities.

The German city with the highest rent is Munich. According to the 2023 “Housing Cost Index” by Numbeo, Munich has the highest average rent in Germany, especially for apartments in central areas. The city’s demand for housing, combined with its strong economy, drives these elevated rent prices.

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